Our financial authors are experts in research and finance

D. Medina is a freelance journalist and expatriate from the United States currently living in Germany. She uses credit cards with no foreign transaction fees on a regular basis, not only in her daily life but when she travels as well. She has used no foreign transaction fee credit cards in countries as diverse as Italy, Singapore, Thailand, and Spain.

Elizabeth Boyd is a financial writer and paralegal. She has written extensively for the financial and credit card market for several years and feels strongly about making consumers aware of their choices and rights.

Erica Sandberg is a renowned personal finance editor, advice columnist, and reporter. She hosts her own video program, Making it with Erica, and is a frequent guest on national news shows, from Fox to CNN. Her book, Expecting Money: The Essential Financial Plan for New and Growing Families was the first to address the specific financial needs of new parents. Erica is the spokesperson for some of the finest businesses and products in the U.S., including Western Union, the Better Business Bureau, Bank of America, CVS Pharmacy, Michael Minna Restaurant Group, Bounty paper towels, Chase Card Services, and Assurant Solutions. Prior to her her current journalism career Erica was affiliated with Consumer Credit Counseling Service of San Francisco for ten years.

Harry Campbell is a professional finance blogger and credit card enthusiast. Over the years, he has racked up close to two million points and miles from credit card sign-up bonuses and has used those points to fly all over the world for next to nothing.

Heather Larson writes about personal finance from her office in Tacoma, Washington. Her expertise in low-interest credit cards was developed out of necessity – as a writer with an erratic income. She has written about credit cards for Creditcards.com, Bankrate.com, Cardratings.com, and Quinstreet.com

Laura Agadoni has a background in credit union marketing, and her articles appear in various financial publications such as The Houston Chronicle's small business section, The Motley Fool, RISE Blog, The Penny Hoarder, San Francisco Gate's real estate section, Zacks, Opposing Views, Arizona Central's small business section and The Nest's budgeting money section. www.lauraagadoni.com

Lance Cothern has a Certified Public Accountant (CPA) license issued by the Commonwealth of Virginia. In addition to being a CPA, Lance runs his own personal finance blog, MoneyManifesto.com where he discusses how to grow wealth as well as credit cards from time to time.

Sam Ashe-Edmunds has been a professional journalist for more than 25 years and has written thousands of articles for newspapers, magazines, newsletters and websites. His work has appeared in print publications such as Entrepreneur magazine, the Chicago Tribune and Business Xpansion Journal, and on websites such as Motley Fool, Zacks, TheNest, Chron Business, GlobalPost, Opposing Views and Synonym Money.